What We Offer
Learn more about us financial planning services
Our unique approach to annuities
Part of our suite of financial planning services is our approach to working with Variable Annuities. We exclusively use Investment Only Variable Annuities (IOVA’s). We apply all of our broader philosophies of low cost investing with a value-oriented strategy that welcomes Socially Responsible investing approaches when working with annuities.
These annuities are flat-fee, no commission, and offer a broad selection of investment options. As a practice that takes a holistic and consultative approach to financial planning, we believe these annuities are a crucial addition to our range of planning tools.
If you’re looking for a new approach to managing your Variable Annuity, we’re happy to discuss what makes our approach unique. All of our investment advice is incorporated into a broader financial planning framework that is tailored and comprehensive. Set up your free consultation to learn about our cost-competitive services.
From the Blog
Find out what we have been up to & read our Quarterly Newsletters online
Welcome to the 4th Newsletter of 2016. You can view the Newsletter online, on this page via the slideshow above (use the arrows and pause/play button to skip or stop the slideshow). You can also read and download the newsletter as a PDF by clicking here– that’s the most convenient for printing, viewing in full-screen, etc. […]
Victor Schramm LLC is a Registered Investment Advisor (RIA) firm registered in the State of Oregon. Contact us for a free introductory meeting to learn more about how our services can assist you in reaching financial goals. Contact Us
Meet the Portfolio Manager
Owner and Portfolio Manager, Victor Schramm LLC
Education: B.A. in Russian & East European Studies, University of Oregon 2007; Institute of Business & Finance (CFS® Certification)Victor Schramm, CFS®