Our Favorite Commodities Index to Watch (Summerhaven SDCI)

Our Favorite Commodities Index to Watch (Summerhaven SDCI)

Portland, OR, Financial Planner Victor Schramm, CFS® discusses commodity performance tracking as an investment advisor.

Quarterly Newsletter, Q4 2016

Quarterly Newsletter, Q4 2016

Welcome to the 4th Newsletter of 2016. You can view the Newsletter online, on this page via the slideshow above (use the arrows and pause/play button to skip or stop the slideshow). You can also read and download the newsletter as a PDF by clicking here– that’s the most convenient for printing, viewing in full-screen, etc. […]

Victor Schramm, LLC Quarterly Newsletter: Q3, 2015

Victor Schramm, LLC Quarterly Newsletter: Q3, 2015

Join us for our take on finance & economics in Q3 2015; View online. ETF’s, market performance, commodities, and more!

Retirement Consulting

We offer consultation on  the retirement planning needs of many different circumstances. From management of IRA’s to investment selection in certain employer sponsored retirement plans, we offer tailored services to meet client needs. Please note: we are not a lawyer/legal or accounting firm. See disclaimer at page bottom

Portfolio Management

Victor Schramm LLC manages portfolios on an ongoing basis according to parameters and goals established during a comprehensive fact-finding process. Investment policies for portfolio management are highly tailored to individual circumstances, time-horizons, and personal preferences.

Financial Planning

Our financial planning services are highly flexible to client needs. Comprehensive, investment advising, and specific needs planning are all offered at an hourly rate according to the needs of the individual. Services include capital needs assessment for insurance planning, asset allocation and investment advising, cash flow projection, and planning for college and education funding.

Investment Only

Investment Only

Part of our suite of financial planning services is our approach to working with Variable Annuities. We exclusively use Investment Only Variable Annuities (IOVA’s). We apply all of our broader philosophies of low cost investing with a value-oriented strategy that welcomes Socially Responsible investing approaches when working with annuities.

Fee Only

Fee Only

These annuities are flat-fee, no commission, and offer a broad selection of investment options. As a practice that takes a holistic and consultative approach to financial planning, we believe these annuities are a crucial addition to our range of planning tools.

Annuity Rescue

Annuity Rescue

If you’re looking for a new approach to managing your Variable Annuity, we’re happy to discuss what makes our approach unique. All of our investment advice is incorporated into a broader financial planning framework that is tailored and comprehensive. Set up your free consultation to learn about our cost-competitive services.